Free tools

Free finance calculators

Three calculators, each on its own page. Nothing to download, nothing to sign up for, no email gate. Just the math.

Budgeting

50/30/20 budget calculator

Enter your monthly take-home pay to see a starting split between needs (50%), wants (30%), and savings (20%).

Open the budget calculator →

Investing

Compound interest calculator with monthly contributions

See how a starting balance plus regular monthly contributions grows over time, and how much of the total is growth.

Open the compound interest calculator →

Debt

Debt payoff calculator

Enter your balance, interest rate, and monthly payment to see when you'll be debt-free and how much interest you'll pay.

Open the debt payoff calculator →

Homeownership

Home affordability calculator (28/36 rule)

See the mortgage payment and home price you can actually afford from your income, debts, and down payment.

Open the home affordability calculator →

Income

True hourly rate calculator

Factor in taxes, commute, unpaid hours, and job costs to see what you really earn per hour of your life.

Open the true hourly rate calculator →

Saving

Emergency fund calculator

Size your fund to your real expenses and situation, and see the gap and how long it takes to build.

Open the emergency fund calculator →

Saving

Savings goal calculator

Work backward from a goal and deadline to the exact amount you need to save each month.

Open the savings goal calculator →